See where every rupiah is already committed.

Bring PayLater plans, credit cards, personal financing, instalments, and subscriptions into one private view. Keel shows what ends, what stays, and what may be costing you most.

Download Keel on the App StoreGet Keel on Google Play
Keel home screen showing financial health and monthly room

See your room. Try the next Rp500,000. Check the date.

Keel starts with what is free after commitments and expenses, then lets you test an extra monthly payment against your estimated payoff date.

01 · SEE THE ROOM

Start with what the month can hold.

See the amount left after the commitments and expenses you have entered.

02 · TRY THE PLAN

Move the extra payment.

Adjust the monthly amount to compare the estimated payoff date and interest—without saving the change.

03 · ASK THE COACH

Balance cost with urgency.

The Coach can point to expensive debt while putting overdue payments first.

What would Rp500,000 extra change?

Estimate how an extra monthly payment could change payoff time and total interest.

Try the IDR calculator

Move the number.
See where it leads.

Free on iOS and Android. English interface. No bank connection required.

Download on the App StoreGet it on Google Play
Keel Plan showing an adjustable extra payment and estimated payoff date