Start with what the month can hold.
See the amount left after the commitments and expenses you have entered.
Keel for Malaysia · MYR
See where every ringgit is already going.
Bring credit cards, Atome and SPayLater plans, car or personal loans, and subscriptions into one private view. Keel shows what ends, what continues, and what deserves attention first.
A plan you can test before you commit
See your room. Try the next RM100. Check the date.
Keel starts with what is free after commitments and expenses, then lets you test an extra monthly payment against your estimated payoff date.
Move the extra payment.
Adjust the monthly amount to compare the estimated payoff date and interest—without saving the change.
Balance cost with urgency.
The Coach can point to expensive debt while putting overdue payments first.
Calculate before you commit
What would RM100 extra change?
Use the free calculator to compare a regular monthly payment with an extra contribution. The result is an estimate, not financial advice.
Try the next payment before you commit
Move the number.
See where it leads.
Free on iOS and Android. English interface. No bank connection required.
