Start with what the month can hold.
See the amount left after the commitments and expenses you have entered.
Keel for Singapore · SGD
See where every dollar is already committed.
Bring credit cards, unsecured loans, instalment plans, and subscriptions into one private view. Keel shows which payments end and which balances need your attention.
A plan you can test before you commit
See your room. Try the next S$100. Check the date.
Keel starts with what is free after commitments and expenses, then lets you test an extra monthly payment against your estimated payoff date.
Move the extra payment.
Adjust the monthly amount to compare the estimated payoff date and interest—without saving the change.
Balance cost with urgency.
The Coach can point to expensive debt while putting overdue payments first.
Try a scenario
What would S$100 extra change?
Compare estimated payoff time and interest with or without an extra monthly payment.
Try the next payment before you commit
Move the number.
See where it leads.
Free on iOS and Android. English interface. No bank connection required.
