See where every baht is committed—and when it stops.

Bring credit cards, personal loans, purchase instalments, and recurring commitments into one private view. Keel turns the monthly load into a timeline you can understand.

Download Keel on the App StoreGet Keel on Google Play
Keel home screen showing financial health and monthly room

See your room. Try the next ฿2,000. Check the date.

Keel starts with what is free after commitments and expenses, then lets you test an extra monthly payment against your estimated payoff date.

01 · SEE THE ROOM

Start with what the month can hold.

See the amount left after the commitments and expenses you have entered.

02 · TRY THE PLAN

Move the extra payment.

Adjust the monthly amount to compare the estimated payoff date and interest—without saving the change.

03 · ASK THE COACH

Balance cost with urgency.

The Coach can point to expensive debt while putting overdue payments first.

What would ฿1,000 extra change?

Estimate payoff time and interest with a larger monthly payment. No signup and no information leaves the calculator.

Try the THB calculator

Move the number.
See where it leads.

Free on iOS and Android. English interface. No bank connection required.

Download on the App StoreGet it on Google Play
Keel Plan showing an adjustable extra payment and estimated payoff date